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View By Subject 431 fatwas
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His wife insists on investing her money in saving certificates
Investing in govt. Savings certificates is halal or not & my wife insisting to invest her own amount in these certificates but i am refusing coz its not gud & halal and did i have rights to stop her to do not invest?.. More
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Buying a car does not make it permissible to enter into a Riba-based dealing
I have a bank account in a certain bank from which I got a loan on interest, like other banks. At the same time, I provide a monthly sum for an orphan whose father has died. Does the unlawfulness of the interests (of the loan) consume the reward of providing for the orphan? It is noteworthy that I was forced to obtain the loan to be able to buy a.. More
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They help their customers get usurious loans to buy from them
We started a business of selling Air Conditions, Furnaces and water heater etc. If the customer requires we arrange loan with interest form commercial bank for them and we do not charge any thing from our customers for this extra service. (This is not the part of our business still we have to assist them to secure our business) If we do not provide.. More
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Impermissibility of selling gold for any currency on credit
What is the ruling on selling gold for dollars in a credit sale and what is the proof of the ruling? Can a jurist say that gold and dollars are different types, which make it permissible for them to be sold in cash or on credit?.. More
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A loan that yields a benefit to the lender is Riba
I am a computer engineer living in the UK. I want to buy a house but I do not want to take an interest-based loan. A friend of mine recommended an institution based in Manchester to participate with me in buying the house. They will pay 75 percent of the price and I will pay 25 percent. Then they will estimate the house rent value, which is usually.. More
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Tricks do not make Riba (usury) lawful
I wanted an amount of money, so I transferred the ownership of a piece of land that I own on paper to my brother. After this, I went to an authority that sells on installments and told them that I want to buy this land which is worth 200 thousand Riyals. They agreed to buy it from its owner and sell it to me on installments for 260 thousand Riyals... More
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Selling deferred debt for a lesser amount is Riba (usury)
There is a strange transaction that takes place here and that I have never seen the like of it in Islamic Fiqh (jurisprudence). Some sellers go to people at home, make customers and sell them things on installments. As a result, the seller may have ten thousand dollars as a debt that should be paid by his customers. After that, he might be obliged.. More
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Receiving a salary by overdrawing in case it is delayed
I am an employee in the government sector and have a bank account from which I receive my salary. Sometimes, I am forced to receive it by overdrawing, due to the salary being delayed. Please advise us in this respect... More
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You are only obliged to pay the original amount of the loan
Alsalam Alaikum My question is regarding loans. When I was younger I wasnt religious and made a mistake of taking an interest student loan to finance my studies. Alhamdulilla now Allah has shown me the right path to Islam and after completing my studies I am thinking about repayments. I took the loan when I was studying and living in one country and.. More
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Wants to take a Riba-based loan to continue his studies
Assalamu aleykum. We have a system of saving money through savings and credit cooperative societies (SACCO). certain amount is deducted each month from your salary (by your consent) and this amount becomes your share in the society. They provide loans of upto 3 times your share which you repay with an interest of 1% per month (12%per year). i am a.. More
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Taking a loan from a Riba-based bank to start a business
Assalamu alaikum! I am a nigerian working with an interest base bank, i tried hard to get another job but all my efforts are in vain,is it permissable to apply for loan from same institution which I can use to start up my business? Allah bless... More
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Debt rescheduling for increment is clear Riba
Salam Alyquom, I bought a bus from a friend and he financed it on 10 years with 9% charge on the original price ( the original was 120,000.00 and will be paid as 182,000.00 over 10 years)we have to write the words interest to be legal in USA.Then I bought a house from the same friend for 180,000.00 to be paid on 10 years withe 7% interest. No late.. More
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Took a bank loan and did not repay it
Al Salaam Alaykum Wa Rahmatoullah I would be grateful if you could kindly give me an answer on the following issue. I took a loan from a bank six years ago, without knowing anything about what in sharia we call Riba, and I paid some instalments. After few months, I left my job and took my savings, including the loan money, abroad to get married and.. More
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You only have to pay the original debt
My family first bought our home from a company which was considered halal by the local masjid to buy from, because they didn't charge an interest rate and they didn't deal with banks. After some years the company was sold to Country Wide, and they started charging us interest, and after that, Country Wide was bought by Bank of America. So basically.. More
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Charging the tenant extra money if he delays paying the rent
Peace be with you. Our building owner warn us that if we pay the rent late (for 10-15 days probably) he would charge 500 more money. Unfortunately we payed after the period was elapsed and he urged us to pay 500 more or leave the house. What is the ruling of this matter, it seems like he is charging riba i.e. usury from us as charged with credit cards.. More
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