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View By Subject 431 fatwas
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A church group sponsoring the building of a house for a Muslim
1) What does Islam has about a church group sponsoring the building of a house for a Muslim in the U.S? 2) What is the Islamic teaching on buying houses through Mortgage in places where you can not get other options? 3) Are there any Muslim Institutions in America that can sell house to muslims in the U.S. without Riba? Thank you... More
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Using interest to pay a usurious loan
Salam, I owe $8500 in student loan and i have to pay 3.9% interest on it. I am trying my best to pay it off as soon as possible in next few months. I had some savings bond that I cashed after I learned I should not buy saving bonds. I received $1500 in interest. I would like to pay part of my student loan with this $1500. Is it wrong to use the $1500.. More
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The profit one gets from selling an item he sold with interest
Assalamu Alaikom Warahmatullahi Wabarakatoh. The question is regarding usury and its "kaffarah." Given the following scenario please advise on whether this is forbidden or not and if it is forbidden how can one repent. A man deceides to buy land and build a house upon it and then sell the house as an investment. He then invests 100K from his own money.. More
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Needs to open an Islamic account in a commercial bank
I am doing work at home programme. A US company which employess me will be paying my salary with cheque to a bank which does not support my country. So i could not get my payments. So, I want to open a saving account in Singapore which can accept the cheques and then transfer to my local bank. I could not find any fully Islamic operating bank in Singapore... More
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Asset financing practiced by usurious banks
ASSALAMAQLAYKUM. in our country there is no islamic bankng systm. there are banks/fin insts. that give loans for purchase of assets, they call it asset financing. they tell us that they can buy assets for bussiness purposes(the asset to generate income) whereby we have to pay a down paymnt of say 10% n (the fin insts.) then charge us a hire purchase.. More
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Keeping a usurious bank account while tricking to avoid interest
(1) A year ago, at the time of signing contract for a credit card, I was totally ignorant of the fact that I was entering a forbidden contract. However it suddenly occurred to me 2 of weeks ago that may be I was doing something wrong & I checked out your many fatwas & learned that I indeed was & am committing a sin. After looking at my balance.. More
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The poor receiving interest money as charity
assalamu alaikum inn ur fatwa no 91853 u hav mentioned dat one can withdraw the interest money n spend it on poor...but once u withraw d money ur name name will be registered in the people who has taken interest money....also a muslim shud not prefer something for others wat he doesnt prefer for himself.... pls explain.. can we lent our house on rent.. More
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Increasing the installments of a house in return for delay in payments
Assalam Alikom, I have asked about how a contract should be set up if someone wants to buy a house in the West from a financial institution. You said if the bank bought the house first, then sold it back to me with a mark-up it is halal. My question is: do the installements have to be equal throughout the length of the sales contract? You see, financial.. More
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Depositing money in a usurious bank just for safety
salam, i have a doubt about bank deposit,i deposited my money for a time deposit then my intention is not because of interest just for my safety of my money,is it haram and what about the interst i can give to the needy people,so that i will be from the sin of interest,what if i put my money in a normal bank account,is permissible?pls i need an.. More
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Her father deposited her money in a usurious bank against her will
My sister sold her business and has received a large sum of money, which my father is safeguarding in his bank as my sister is living abroad. My question is will my sister be held responsible for the interest that my father accepts from her money? She has warned him not to accept the interest and has shown her disapproval, but he still insists on taking.. More
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Avoiding financial dealing with someone whose earnings are forbidden
In your Fatwa 85295 "It is safer to avoid financial dealing with one whose wealth is a mixture of Halaal and Haraam" you advised the sister to avoid tutoring the banker. My question relates to Fatwa 90517 "Interest free mortgages through an English bank", where you quoted a Hadeeth related to the Prophet, sallallaahu alayhi wa sallam, and his companions.. More
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Taking usurious loan to achieve lawful purposes
Is there any good day to be scheduled for marriage? Or it is a sin to ask questions like this. How about the position of the head of the bed or the position of our head (example, to Qiblah, etc.). When sleeping anytime especially at nigh (its good and bad positions)? Is the money taken from loan (with interest from the bank) to be given as dory.. More
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The one who accepts interest and the one who pays it are cursed
This is regarding interest or bank loans. Not a single verse in the Quran states that giving interest is Haraam. It is only for taking or eating, not for giving. Even the Saheeh Muslim Hadeeth which is quoted (No. 1597 and Hadeeth No. 1598) talks about the one who eats, one who writes and one who arranges (agent). The Arabic word is Mu-ke-Lahu,.. More
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The difference between Ribaa and Haraam
Can you help me to differentiate between Ribaa and Haraam? .. More
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Paying a non-refundable deposit as a sign of seriousness when buying through an Islamic bank
In the Muraabahah home-purchasing schemes in the West in which a home buyer selects a house and the Islaamic Bank or Islaamic Mortgage Company buys the house in its (Bank's or Company's) name and then resells it at a marked up price to the buyer, is it permissible for the buyer to contribute part of the initial price the Bank will pay to acquire.. More
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