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View By Subject 31 fatwas
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Processing credit cards
Salamu Alaikum What is the islamic ruling on owning and runing a business that processes credit cards transactions for other businesses that accept credit cards from their customers? thank you... More
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A bank paying a bonus to encourage its customers to buy with its credit card
Assalamu Alaikum, I am owing a Credit Card for several years. Up to now I am controlling myself to avoid any interest payment. Alhamdulillah. Now the bank is paying a bonus of 1 rupee for every purchase of 100 rupees to encourage the customers to purchase more. Is this a RIBA ? .. More
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A new credit card issued by QIB
Assalamu Alaikum. Recently Qatar Islamic Bank has introduced new credit card which they believe that is Shariah Compliance. I want to get clarification from your good self whether it really does compliance with Islamic Shariah. This card allows you to do cash withdraw upto 20000/- without any interest charged on it, accept 3% commission on the very.. More
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Taking a fine on delayed credit card payments
ASSALAAM AALEKUM, In Dubai there are several islamic banks governed by their respective shareeah departments. All islamic banks issue islamic credit cards. One such islamic bank issues an islamic credit card which if used, regardless of the amount used, charges a fixed 50 Dirham administration fee on a monthly basis till the amount used through the.. More
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Using a credit card without an interest transaction
I have a credit card and most of the time uses it for convenience and to collect air miles points. I always pay the outstanding balance in full before the due date. Therefore I have never paid any interest. Is this Halaal or Haraam?.. More
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Negotiating to reduce credit settlement
I had credit cards and used all of them, back then I had no intention to pay the amount due but it's a burden on me and I wanna clear all my dues in this Dounia, so after few months of non payments all my accounts went to a collections agency, so is it permissible to negotiate the amount due on the credit cards to a certain percentage because the actual.. More
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Accepting credit card sales
A great number of taxi drivers in New York City are Muslims. And a Law is underway requiring all taxi to be accepting Credit Cards as one of the payment methods. What is the Islaamic ruling about this being that they make a living in this business? Should they leave the job all together because the law will also forbid drivers to refuse.. More
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Selling credit cards
My son is an employed to canvass and sell credit cards. Is this Haram? Will it be OK for him to continue the job if he tells the Muslim customers that after a fixed period of time the credit will be subject to an additional charge of interest?.. More
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Having a credit at Al-Baraka Islamic bank
Is it permissible to have a credit from al-Baraka Islamic bank for importing raw material for industrial use? Please reply as soon as possible... More
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Permitting credit card use in his business
Is it permissible for me to set up an Internet business where customers are allowed to purchase with credit cards, permissible checks, etc.? Is it permissiblefor customers to use credit cards to pay for their purchases?.. More
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Pay the debt to its creditor
Long time ago I was student in the USA and at that time I had credit card that I used and when I left the state I had not pay the money that on my credit card account. Recently, I tried to contact the credit card company to pay off the money that was in my account but they told me that they have sold my debit to another company that will collect the.. More
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Credit card transactions
What is the Islamic stand about credit cards intended to be used for business in no interest transactions. However, when no cash is available, interest will be charged to the account. This might happen with any delayed payment of utility, installments and other bills... More
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Made credit payments with interest
I have a credit card and at a point I found that I couldn't pay it so for 3 months I paid it with interest (Riba). I have now paid off my debt and, Insha Allah, will make sure I won't fall for that again. Now, will God forgive me? And how do I ask for forgiveness?.. More
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Buying things on credit cards
Thank you so much for you effort to build up this site to help all Muslims to understand their religion and follow the right path. I have a visa card and use it to buy things, but I could not repay the money in the allowed time so they charged me some interest and I do not know whether it is halal or haram since I really cannot pay my debit. Please.. More
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Using a credit card and paying Riba
I have a Master Card (credit card) and the practice is to deduct every amount I use in three months (33% each month ). Is that halal or Haram (Riba)?
.. More
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